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Carolyn Röhm
Jan 137 min read
Navigating the Credit Landscape in 2025: Balancing Borrower Support and Responsible Lending
Discover how proactive strategies, transparency, and ethical lending can transform the credit landscape in 2025. Read more now!
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Scores4All
Oct 8, 20244 min read
Can I still use my models when everything keeps changing? Part 2.
External factors, such as economic and business challenges and seasonality, and how they impact predictive models in credit risk.
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Carolyn Röhm
Jun 11, 20245 min read
Problem Debt and Financial Well-being: The Role of Organisations and Governments
Problem debt impacts mental health and social stability. Society must act to mitigate its effects and enhance financial well-being.
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Carolyn Röhm
Dec 7, 20234 min read
Mastering Data Communication: Expert Tips for Impactful Visualisation and Infographics
Top tips on creating more effective data visualisations.
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Carolyn Röhm
Oct 10, 20233 min read
What is the difference between a bureau score and a Scores4All collections score?
Mōrena It's been a hectic few weeks 🤩🌟🚀 I've attended two conferences, and they were excellent; I have been networking and meeting all...
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Carolyn Röhm
Aug 17, 20236 min read
How to use Tilt-by-Risk Principles to Design Effective Collections Strategies
Scorecards are the gold standard of retail credit risk assessment. So, you’ve got a scorecard! 🎉🤩🥳 Now what? The really great news is...
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Scores4All
Jul 31, 20235 min read
How to Better Unlock Untapped Potential: Harnessing the Predictive Power of Existing Data
The power of existing data In recent years, a number of terms have become the topic of choice in everyday conversations across the globe....
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Carolyn Röhm
Jul 20, 20234 min read
How the Credit Cycle, Credit Risk Cycle and Credit Risk Scores Interact
Take advantage of credit risk scores to manage credit risk during different phases of the credit cycle and credit risk life cycle.
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Scores4All
Jul 13, 20234 min read
How to Unlock Credit Risk Management: Create Competitive Advantage with Expert Models
Expert models are not a silver bullet, but they can be used effectively as an interim solution, on the journey to implementing bespoke score
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Carolyn Röhm
May 17, 20234 min read
Perhaps I should have started with “Kia Ora”
Kia Ora, Thank you for stopping by and taking the time to let us introduce ourselves. I thought I would start by throwing out a few...
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