Scorecards are the gold standard of retail credit risk assessment. So, you’ve got a scorecard! 🎉🤩🥳 Now what? The really great news is...

The power of existing data In recent years, a number of terms have become the topic of choice in everyday conversations across the globe....

Take advantage of credit risk scores to manage credit risk during different phases of the credit cycle and credit risk life cycle.

Expert models are not a silver bullet, but they can be used effectively as an interim solution, on the journey to implementing bespoke score

Eva and I have been working in retail consumer credit risk for a while; between us, we have over 50 years of experience. When it comes to...

We’ve recently embarked on our new venture, and as anyone who has ever done this knows, there are many demands on one’s attention. I’ve...

Kia Ora, Thank you for stopping by and taking the time to let us introduce ourselves. I thought I would start by throwing out a few...

How we can (and do) build models without historical data.